feat: implement customer profile management and business application features

- Added customer profile controller with endpoints for retrieving, updating, and deactivating user profiles.
- Introduced address model and routes for managing user addresses.
- Created business application model and service for handling business applications, including approval and rejection processes.
- Developed business contact and credit account models to support business customer functionalities.
- Implemented settlement term model for managing payment terms.
- Added email templates for business application notifications (approved, rejected, received, and status changes).
- Enhanced validation schemas for customer and business inputs to ensure data integrity.
- Created unit tests for business application service and validation schemas to ensure functionality and correctness.
- Added migration scripts to set up new database tables and columns for customer and business features.

app/services/email/email.service.js

@@ -4,6 +4,7 @@ const db = require("../../models");
 const templates = {
   otp: { subject: "Your ZUMRI login code" }, passwordChanged: { subject: "Your ZUMRI password was changed" },
   passwordReset: { subject: "Reset your ZUMRI password" }, emailVerification: { subject: "Verify your ZUMRI email" }, welcome: { subject: "Welcome to ZUMRI" },
+  businessApplicationReceived: { subject: "Your ZUMRI business application was received" }, businessApplicationApproved: { subject: "Your ZUMRI business application was approved" }, businessApplicationRejected: { subject: "Your ZUMRI business application was reviewed" }, businessAccountStatusChanged: { subject: "Your ZUMRI business account status changed" },
 };
 const send = async ({ templateKey, recipient, locale = "en", variables = {}, correlationId, notificationId, userId, eventId }) => {
   if (!templates[templateKey]) throw new Error("Unknown email template");